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A lot of factors go into determining the extent and cost of a building's insurance coverage: replacement cost, location, number of units, and claims history top of the list, but on closer inspection, there are plenty of ways to better posi…
General Liability Coverage for an insured's negligent acts or omissions that cause personal or bodily injury to another person or damage to another's property. As loss ratios climb and new legislation like sidewalk liability and lead p…
For building boards, management companies, shareholders, and unit owners, the issue of insurance often becomes complicated: how much insurance - and of what kind - does one's building, or even a shareholder/tenant, need? Is there such a th…
The earliest apartments in New York City contained most of the elements of a private house, though often assembled in a manner far from functional. Service spaces in particular were seldom arranged or designed to save the time and energy o…
Their towers and turrets loom over the treetops on Central Park's west side, casting long shadows over joggers, sunbathers, and dog walkers in the park below. They're some of the most impressive, most historically significant apartment buil…
There is power in numbers, as the old saying goes - and that goes double for co-ops and condo buildings that are pooling their collective resources to reduce insurance costs under an umbrella known as a Risk Purchasing Group. The idea…
Time was, if a residential building was suffering heat loss, leaks, or other infrastructure problems, it was up to a team of engineers, contractors, and perhaps architects to investigate where the problem lay within the building's walls an…
Do you sit on the board of your condo or co-op? If you do, are you sure that you and your personal assets are adequately protected when the board of directors and the association are sued? Most of us want to do the right thing, and ma…
You may not realize it, but your building may be hemorrhaging money. Not in the form of disastrous lawsuits or maintenance crises like a collapsed roof or exploded boiler, but in a steady trickle coming from your method of ordering supplie…
Whether dog people or cat people, New Yorkers love their pets - nearly a quarter of the city's inhabitants own companion animals. According to the city's Department of Health and Mental Hygiene (DOHMH), the government organization r…