Patricia is a 65 year-old woman who is in good physical and mental shape. She exercises daily, sees her physician regularly and is active in the community. She lives alone in an apartment and doesn't even want to consider moving to an as…
We've all done it: walking along a quiet street in the evening, our eyes are drawn to the lit windows overlooking the sidewalk-we crane our necks to catch a quick glimpse of the sumptuously-decorated apartment behind the curtains, and immed…
Everybody knows at least one person who can't seem to bear parting with anything, be it movie ticket stubs from 1978, scratched-up Tupperware, or their grandpa's back-issues of National Geographic. The tendency to hang onto every random …
"I was living on 93rd and 3rd in a railroad apartment, and I described it to my father as 'straight through with a bathtub in the kitchen,' and he thought I was joking. He said, 'Where's the toilet?' And I said, 'Out in the hall. I can take…
You only have one chance to make a first impression, and when it comes to co-op and condo buildings, your lobby is that first chance. The way a lobby is designed expresses what kind of building residents and visitors are walking into, both…
By now, you have already heard about the "dramatic" changes in the Directors & Officers insurance marketplace. You have also most likely heard about the increasing number of lawsuits against directors and officers, and why associations …
After a long winter, gardeners everywhere have much work to do to clean up and prepare for the spring season. Removing winter-kill and old annuals and pruning dead branches promotes clean growing conditions and reduces the opportunity for f…
Most people read a magazine or a newspaper every day, looking for the news and events that shape their world. Like a daily paper or monthly magazine, building newsletters are more than just a source of timely information, current events an…
Borrower must be age 62 or older No monthly payment is required Must obtain co-op board approval in most cases Proceeds can be used for any purpose No financial reports, credit history or medical reports requir…